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Instant settlement, your keys

Own your payments.

Instant settlement. Your currency. Rails that connect to everything.

  • Send, receive, and settle on the Lightning Network in seconds
  • Self-custody, with no chargebacks
  • Conversion baked in, so your treasury is never tied to the rail

Payment received

Settled

Settled to your treasury

0.00 USDT

Settlement time

0.0s

Network fee

$0.000

Chargeback risk

None. Final.

Reach them where they already are

900M+ users on day one

Your customers already use compatible apps. No new wallet, no onboarding friction.

Getting paid shouldn't cost you control.

Every way to move money today asks you to give something up.

Card and bank rails

Slow (T+1 to T+2), expensive (2 to 5 percent, more for high-volume businesses), and reversible, which means chargebacks and frozen reserves.

Custodial crypto processors

Hold your funds, settle in one currency, and can freeze or de-bank you.

Raw on-chain stablecoins

Gas, bridge risk, and a settlement you have to build and operate yourself.

Accepting Bitcoin directly

Leaves you carrying the volatility and converting by hand.

Your customers expect instant. You deserve to keep control of your money.

Settle in the currency you choose.

Most rails force you to hold whatever they run on. Amboss separates the two, so payments settle instantly over Lightning while you keep your treasury in the currency you choose.

Your currency.

Hold and settle in USDT, USDC, or BTC. Automatic conversion, included.

Instant settlement.

Seconds, not days. 24/7/365. No banking hours, no batch windows.

No chargebacks.

Every payment is final. No reversals, no reserves. True self-custody: your keys, your money.

Universally connected.

One open standard for every chain, stablecoin, and settlement system. Open access, no gatekeeping.

Built for businesses that move money.

Exchanges

Settle instantly without pre-funding. Less capital locked in settlement queues.

Wallets

Add USDT, USDC, and BTC balances with instant send and receive via one API.

Payment providers

Replace unpredictable card fees with fixed-cost settlement and predictable margins.

iGaming

Instant payouts, zero chargebacks. Pay players in seconds, with no reversals or reserves.

Stablecoin issuers and treasuries

Move and hold value across currencies in self-custody, with conversion baked in.

Custodians

Monetize idle balances without changing custody, through Rails.

Connect directly. Live in minutes.

Open access. No approval, no gatekeeping, no waiting on a sales call. Onboard yourself and start moving money. A demo and support are there if you want them, never required.

01

Sign up

Connect your business directly and get access right away.

02

Integrate one API

A single GraphQL API to send, receive, and settle in USDT, USDC, and BTC. SDKs coming soon.

03

Get paid

Global, instant settlement at 0.5% of payment volume plus a $99.99/mo platform fee.

Simple, predictable pricing

One rate on volume, one flat platform fee.

Volume fee

0.5%of payment volume

Platform fee

$99.99per month

Everything included

Send, receive, and settle in USDT, USDC, and BTC

Instant settlement, 24/7/365

Real-time webhooks and full API access

No setup fees, no hidden markups, no per-transaction flat charge

Get started

Processing at least 1 BTC in volume? You can also access yield on idle balances through Rails, without giving up custody.

One connection. The whole stack behind every payment.

No one owns the Lightning Network, the same way no one owns the internet. Amboss is how you get on it and stay on it: reliably, compliantly, and in self-custody.

Multi-asset

USDT, USDC, and BTC today, more coming. Not locked to one stablecoin or one chain.

Automatic FX

Baked-in conversion that frees your treasury from the rail’s native asset.

Highest reliability

Five-plus years of network data route every payment for the highest success rate, so you never miss revenue.

Self-custodial

You hold your keys and do your own settling. No mandatory custody transfer.

Compliance built in

AML, OFAC, and sanctions screening so you participate compliantly.

Yield on idle balances

Put settled balances to work through Rails, without changing custody.

One API. Every asset. Global settlement.

A single GraphQL integration to send, receive, and settle in USDT, USDC, and BTC. Real-time webhooks keep your systems in sync. Most teams are live within days.

mutation {
  payment {
    transaction {
      create_receive(input: {
        wallet_id: "your-wallet-id"
        amount: "100000"
        description: "Order #42"
      }) {
        id
        status
        direction
        amount { display_amount }
        payment_request
        expires_at
      }
    }
  }
}

What you get

  • A single GraphQL API for send, receive, and settle
  • Real-time webhooks for every status change
  • Full API reference and drop-in integration guides
  • Most teams are live within days, not months

Own your payments.

Connect your business to instant settlement in the currency you choose, in self-custody. Open access. You can be live in minutes.

Frequently Asked Questions

The details on how Amboss Payments works and what to expect.